Surviving the Fleet Insurance Crisis: The Loss Ratio Playbook
By MANTIS | April 15, 2026
Mastering the Metric That Drives Down Your Premiums
The U.S. commercial fleet insurance market is in crisis, and it’s hitting operators hard. Nuclear verdicts, rising collision severity, and double-digit premium increases are threatening the profitability and even the survival of fleets nationwide. Technology alone hasn’t slowed the trend, because most fleets are missing the one metric insurers care about most: loss ratio.
In this fast-paced, highly practical 20-minute session, MANTIS will unveil the Loss Ratio Playbook, a simple, actionable framework built for fleets that want to take control of their insurance destiny. You’ll learn how top-performing fleets are using multi-camera video, telematics data, and smarter evidence workflows to prevent collisions, protect themselves against fraudulent or non-fault claims, and accelerate claims resolution.
If you’re tired of rising premiums, shrinking insurer options, or surprise renewals, this session will give you the blueprint to defend your business in the toughest insurance market the U.S. has ever seen.